
|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 201-745-8842.
|

Get Free Presentation On Our Home Marketing. Before signing a contract with any real estate agent, make sure you know EXACTLY how your home will be marketed. Find Out More > View All Offers >
|
|
|
|
About Aviva Frumer:
About Aviva Frumer - Information about Aviva Frumer of Englewood Cliffs, Tenafly and Alpine, New Jersey
Testimonials - Read what Aviva Frumer's clients are saying about the real estate marketing and services provided.
Quick Response Guarantee - A quick response to your email request for more New Jersey home buying & property selling information is guaranteed by Aviva Frumer.
Privacy Guarantee - This Englewood Cliffs, Tenafly and Alpine real estate web site will respect your privacy, guaranteed by Aviva Frumer.
No Obligation Guarantee - Aviva Frumer's real estate help by email is free & without obligation for Englewood Cliffs, Tenafly and Alpine home owners in New Jersey.
For Real Estate Agents - Let Aviva Frumer help you with your professional real estate broker and agent needs in the Englewood Cliffs, Tenafly and Alpine area.
About NUMBER1EXPERTS - NUMBER1EXPERTS are top real estate professionals, find out more.
Contact Information - How to contact Aviva Frumer.
Go to Main Sitemap - Main sitemap sections include Find Englewood Cliffs, Tenafly and Alpine Homes, For Home Buyers, For Home Sellers, Englewood Cliffs, Tenafly and Alpine Information, Real Estate Resources, and About Aviva Frumer.

Please Sign Up For The Latest Listings and the Latest Real Estate News
First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
|
| Q |
Where are the highest median price homes in the United States currently located?
|
| A |
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area. |
See More Real Estate Trivia > |
|

NUMBER1EXPERT®
© Homes Media Solutions™, a division of Dominion Enterprises and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|